Cubic to expand bank card acceptance for transit
Providing new capabilities for an all-in-one reader that will process bank cards, prepaid cards and smart card-enabled mobile phones.
Cubic Transportation Systems Inc., a subsidiary of San Diego-based Cubic Corp. and fare collection systems provider for public transportation, is providing new capabilities for the Cubic designed Tri-Reader to enable an all-in-one reader that will process bank cards, prepaid cards and smart card-enabled mobile phones. This new capability is made possible through an exclusive software development and licensing agreement with ViVOtech, provider of point-of-sale (POS) readers for contactless and Near Field Communication (NFC) mobile phone payments.
With more than 50 million contactless bank cards issued in the U.S. and growing interest among transit operators to add bank card acceptance as a way to pay fares for train and bus rides, this enhanced feature set will add a new level of convenience for those passengers carrying such products. Transit patrons will have the ability to tap a variety of products from various issuing groups as they board trains and buses.
Under the agreement, Cubic will integrate ViVOtech's contactless payment software into the latest generation Tri-Reader platforms and will obtain type certification for MasterCard Paypass, Visa PayWave, American Express and Discover cards, which will enable contactless bank card acceptance at Cubic fare collection devices for public transit.
With the new software, the Tri-Reader, a secure, ISO 14443 Type A- and Type B-compliant smart card processor, will provide a single reader that will seamlessly accept contactless bank cards; innovative new prepaid products like the First Data GO-Tag solution; and emerging NFC mobile phone technology, as well as currently issued transit cards and those conforming to national transit standards.
ViVOtech's readers and software are used by more than 70 percent of merchants that accept contactless bank cards. As part of overseeing the Tri-Reader certification for bank card processing, ViVOtech will also maintain the certifications as network regulations and operating rules evolve.
More Bus

Frontrunner Bus Group Expands with New Massachusetts Headquarters
The significantly larger facility will provide the infrastructure needed to support the company’s growing workforce, advanced technologies, and expanding product line.
Read More →
Joshua Schank on Transportation Innovation, Risk, and the Future of Mobility
In this edition of METROspectives, Joshua Schank discusses lessons from launching LA Metro’s Office of Extraordinary Innovation, the challenges of advancing new mobility technologies, and much more.
Read More →
Reinventing Fleet Maintenance with Real-time Visibility and AI
Transit leaders need to know what needs fixing, where to look, who is responsible, when work is completed, and what it costs without having to chase information across disconnected systems.
Read More →
SamTrans Sets Priorities for Potential Connect Bay Area Revenue
The board-approved framework allocates future funding to maintaining service, rider improvements, equity initiatives, and infrastructure repairs.
Read More →
When Routine Fails: How Public Transit Must Adapt for the World Cup
The 2026 FIFA World Cup will test transit agencies’ ability to manage unpredictable travel patterns, making real-time data and operational flexibility critical to moving millions of visitors efficiently.
Read More →
Photo Highlights from APTA's 2026 Mobility Conference
The photo gallery captures scenes from the conference, including the International Bus Roadeo, exhibit hall activities, the Bus Showcase, and much more.
Read More →
Chicago's NITA Act Moves Into Next Phase as Service Improvements Begin
Rider-focused improvements will begin rolling out across the system immediately as CTA, Metra, and Pace increase service this summer in the six-county region.
Read More →
Philadelphia's SEPTA Approves Annual Transit Service Plan
Between 2021 and 2024, SEPTA held more than 200 public meetings — including 144 in-person sessions — throughout the SEPTA service region.
Read More →A True Low-Floor Minibus Design Delivers Better Accessibility and Efficiency for Everyone
As transit demands evolve, so should your fleet. Download the whitepaper to see how the Low-Floor Frontrunner Minibus compares to traditional options.
Read More →
WMATA Debuts 'Fares Pay for Service' Awareness Campaign
The campaign was highlighted during a media event at the Paul S. Sarbanes Transit Center in Silver Spring, where WMATA’s GM/CEO Randy Clarke joined Metro Transit Police officers, WMATA management team, board members, and staff to expand fare enforcement and customer education efforts on Metro Bus routes throughout the region.
Read More →