METRO Magazine Logo
MenuMENU
SearchSEARCH

USDOT Removes Financing Policy Roadblock, Unlocks Higher TIFIA Loan Limits

Policy updates lift limits on TIFIA loans, letting all transport projects finance up to 49% of costs, aiming for faster, cheaper builds.

A black and white photos of the white house with text reading, "USDOT Removes TIFIA Financing Policy Roadblock, Lifts Loan Limits".

The TIFIA change will allow all transportation infrastructure projects to finance up to 49% of eligible costs, as authorized by TIFIA legislation. 

Photo: METRO

2 min to read


On July 7, the U.S. Department of Transportation’s (USDOT) Build America Bureau announced a policy update to the Transportation Infrastructure Finance and Innovation Act (TIFIA) credit program.

The change will allow all transportation infrastructure projects to finance up to 49% of eligible costs, as authorized by TIFIA legislation. According to a White House release, a long-standing DOT policy limited what kinds of projects could finance up to 49%, while most were capped at up to 33%, presenting a roadblock for many project sponsors seeking to build infrastructure.

Ad Loading...

“It’s common sense to allow all eligible projects the same access to our low-interest financing opportunities. We are building infrastructure easier, quicker, and cheaper,” U.S. Transportation Secretary Sean P. Duffy said. "This update is the result of extensive analysis, successful pilot programs, and listening to feedback from our partners.”

TIFIA Program Evolves to Broaden Financing Opportunities

Under the first Trump administration, the Build America Bureau began in 2018 to identify categorical eligibilities in addition to the project-by-project request approach to address customer feedback and increase the availability of higher percentage financings.

The bureau established several pilot programs to allow sponsors access to the higher financing maximum, including the TIFIA Rural Projects Initiative and certain transit and Transit-Oriented Development projects.

The bureau’s TIFIA credit program provides flexible, long-term, low-interest loans that enable public and private project sponsors to accelerate infrastructure delivery at a lower financing cost and must be repaid using non-federal funding.

According to a White House release, a federal statute permitted TIFIA loans to finance up to 49% of anticipated eligible project costs since 2012. Still, USDOT generally maintained its policy of limiting loans to a maximum of 33% for most projects.  

Ad Loading...

“The TIFIA loan program has proven to be a highly effective tool, supporting the delivery of more than $150 billion in infrastructure investment through over $52 billion in flexible, low-cost loans. This policy update will ensure the program remains available at full capacity to support our private and local partners,” said Build America Bureau Executive Director Morteza Farajian, Ph.D.

More Management

LIT 10-Year Anniversary Graphic
Managementby Alex RomanSeptember 17, 2026

LIT Marks 10-Year Milestone at Annual Summit

Hosted by the COTA from September 10 to 13, the Summit carried the theme “Celebrating 10 Years of Excellence, Leadership, and Impact,” with every part of the program honoring the people, agencies, and partners who built LIT over its first decade.

Read More →
Third Generation Joins Dan Dipert Coaches Leadership Team
Managementby Alex RomanSeptember 17, 2026

People Movement: Dan Dipert Coaches Adds Third-Generation Leader, Keolis Names New Valley Metro VP/GM, and More

In this edition, we also cover recent appointments and announcements at the Wabtec, SilverRide, HNTB, and more, showcasing the individuals helping to shape the future of transportation.

Read More →
AAAHI receiving METRO's Innovative Operator of the Year Award
Motorcoachby Alex RomanSeptember 16, 2026

METRO Opens Submissions for 2026 Motorcoach Awards

Nominations are now being accepted for METRO Magazine’s Operator of the Year and Innovative Operator of the Year awards.

Read More →
Ad Loading...
A New York MTA subway car with an open gangway
Railby Staff and News ReportsSeptember 16, 2026

New York MTA Advances Final Contract for Second Avenue Subway Expansion

Contract Four is the largest in the Second Avenue Subway Phase 2 project and includes construction of station infrastructure, tracks, and signals for the subway expansion, MTA officials said. Work on Contract Four will begin in 2027.

Read More →
Transit Leaders Gather for National Safety Summit
Security and Safetyby Alex RomanSeptember 16, 2026

Transit Agencies Highlight Safety Gains at National Summit

Leaders from 15 major transit systems shared crime-reduction results and safety initiatives while discussing the role of continued federal support.

Read More →
A blue and white graphic with text reading "NITA Names New Leadership, Expands Reduced-Fare Program."
Managementby Staff and News ReportsSeptember 14, 2026

NITA Names New Leadership, Expands Reduced-Fare Program at First Board Meeting

The new regional transit authority appointed its first board chair and interim executive director while extending reduced fares across CTA, Metra, and Pace for eligible riders.

Read More →
Ad Loading...
From Checklists to Better Outcomes
TechnologySeptember 11, 2026

Beyond the Checklist: A Structured Approach to Transit Maintenance

Reliability-Centered Maintenance helps transit agencies move beyond routine checklists to focus limited resources on the assets and failures that have the greatest impact on safety, reliability, and service.

Read More →
A red, white, and blue graphic with the APTA logo and text reading "APTA Nominates 2026-2027 Chair & Vice Chair."
Managementby Staff and News ReportsSeptember 10, 2026

APTA 2026 Nominating Committee Selects Leadership Slate, Names Chair and Vice Chair Nominees

Leadership changes will help shape the association’s priorities and its representation of the transportation industry during the 2026–2027 term.

Read More →
DART's light rail station at 8th and Corinth
Security and Safetyby Alex RomanSeptember 10, 2026

DART Launches Major Security, Fare Enforcement Initiative

The 90-day demonstration will deploy coordinated security teams at five light rail stations while testing controlled access and gathering data to guide future investments.

Read More →
Ad Loading...
STraffic White Paper Cover Learn about delivering 1300 gates at 91 stations while managing fare evasion. Explore the large scale deployment, solution customization and real-world results that affect the region. Prepare for deployment in your region now.
SponsoredSeptember 9, 2026

Advancing Fare Collection Through Technology and Innovation

Learn about delivering 1300 gates at 91 stations while managing fare evasion. Explore the large scale deployment, solution customization and real-world results that affect the region. Prepare for deployment in your region now.

Read More →