METRO Magazine Logo
MenuMENU
SearchSEARCH

USDOT Removes Financing Policy Roadblock, Unlocks Higher TIFIA Loan Limits

Policy updates lift limits on TIFIA loans, letting all transport projects finance up to 49% of costs, aiming for faster, cheaper builds.

A black and white photos of the white house with text reading, "USDOT Removes TIFIA Financing Policy Roadblock, Lifts Loan Limits".

The TIFIA change will allow all transportation infrastructure projects to finance up to 49% of eligible costs, as authorized by TIFIA legislation. 

Photo: METRO

2 min to read


On July 7, the U.S. Department of Transportation’s (USDOT) Build America Bureau announced a policy update to the Transportation Infrastructure Finance and Innovation Act (TIFIA) credit program.

The change will allow all transportation infrastructure projects to finance up to 49% of eligible costs, as authorized by TIFIA legislation. According to a White House release, a long-standing DOT policy limited what kinds of projects could finance up to 49%, while most were capped at up to 33%, presenting a roadblock for many project sponsors seeking to build infrastructure.

Ad Loading...

“It’s common sense to allow all eligible projects the same access to our low-interest financing opportunities. We are building infrastructure easier, quicker, and cheaper,” U.S. Transportation Secretary Sean P. Duffy said. "This update is the result of extensive analysis, successful pilot programs, and listening to feedback from our partners.”

TIFIA Program Evolves to Broaden Financing Opportunities

Under the first Trump administration, the Build America Bureau began in 2018 to identify categorical eligibilities in addition to the project-by-project request approach to address customer feedback and increase the availability of higher percentage financings.

The bureau established several pilot programs to allow sponsors access to the higher financing maximum, including the TIFIA Rural Projects Initiative and certain transit and Transit-Oriented Development projects.

The bureau’s TIFIA credit program provides flexible, long-term, low-interest loans that enable public and private project sponsors to accelerate infrastructure delivery at a lower financing cost and must be repaid using non-federal funding.

According to a White House release, a federal statute permitted TIFIA loans to finance up to 49% of anticipated eligible project costs since 2012. Still, USDOT generally maintained its policy of limiting loans to a maximum of 33% for most projects.  

Ad Loading...

“The TIFIA loan program has proven to be a highly effective tool, supporting the delivery of more than $150 billion in infrastructure investment through over $52 billion in flexible, low-cost loans. This policy update will ensure the program remains available at full capacity to support our private and local partners,” said Build America Bureau Executive Director Morteza Farajian, Ph.D.

More Management

Railby StaffFebruary 2, 2026

Chicago Region Transit Ridership Grows in 2025

The region’s fixed-route system finished out the year with a total of 373.5 million rides. Adding 12.3 million rides over 2024 represents an increase that is equal to the annual transit ridership of Kansas City.

Read More →
New Mobilityby StaffJanuary 30, 2026

Chicago's Pace Expands VanGo Mobility Program

The service is a flexible, reservation-based transit service designed to close the first- and last-mile gaps and connect riders to employment for just $5 per day.

Read More →
A blue and white graphic with text reading "Foothill Gold Line: Design Contract Award & 2026 Board Leadership."
Managementby StaffJanuary 30, 2026

Foothill Gold Line Board Awards Claremont Extension Design Contract to Parsons, Maintains Board Leadership for 2026

Parsons wins the $60M Claremont Extension design contract as the Foothill Gold Line board reaffirms leadership during a pivotal project phase.

Read More →
Ad Loading...
Technologyby StaffJanuary 29, 2026

Houston METRO Introduces RideMETRO Fare System

The upgraded system, which went live earlier this month, supports METRO’s METRONow vision to enhance the customer experience, improve service reliability, and strengthen long-term regional mobility.

Read More →
Managementby StaffJanuary 29, 2026

Valley Metro Sees Strong Ridership Growth in 2025

The agency ranked top five among mid-sized U.S. transit systems, defined as agencies with 15 million to 50 million annual trips.

Read More →
A b2x rewards logo and graphic reading "Read. Learn. Earn."
Managementby StaffJanuary 29, 2026

Bobit Business Media Launches B2X Rewards to Engage Transit Industry Professionals

The new program rewards B2B audience readers for engaging with trusted content and suppliers, earning them points toward events, travel, and more.

Read More →
Ad Loading...
Busby StaffJanuary 29, 2026

Subway Customer Satisfaction Reaches Record High, New York MTA Says

The subway system saw increases across all key metrics, with 62% of subway riders reporting they feel satisfied with the system overall.

Read More →
Busby StaffJanuary 28, 2026

New Orleans RTA Reaches Agreement with ATU

The agreement provides competitive wages and reflects strong labor-management collaboration, positive working relationships, and a shared commitment to building a world-class transit system for the community, said RTA CEO Lona Edwards Hankins.

Read More →
Managementby StaffJanuary 27, 2026

Keolis Retains Virginia Railway Express Contract

The new contract for Keolis and VRE will commence in July 2026, with the potential to expand to 15 years.

Read More →
Ad Loading...
Busby StaffJanuary 27, 2026

California's OCTA Advances 2026 Initiatives Centered on Balance and Sustainability

The priorities are outlined in the 2026 Board and CEO Initiatives and Action Plan, which serves as a roadmap to guide the agency’s work throughout the year and ensure continued progress and accountability on voter-approved transportation investments and essential mobility services.

Read More →