INIT Bringing Contactless Payment to San Diego
Contactless Payment is available on MTS buses and Trolleys, and NCTD COASTER, SPRINTER, FLEX, and BREEZE services.

MTS and NCTD partnered with Germany-based INIT for system technology upgrades, Chase Bank for payment processing, and other technology and system developer partners to make contactless payment a reality for San Diego public transit users.
Photo: San Diego MTS
The San Diego Metropolitan Transit System (MTS) and North County Transit District (NCTD) are making transit smarter and easier with a new payment feature that allows passengers to tap and pay directly on a fare validator with a credit card or other mobile payment option.
Contactless Payment is available on MTS buses and Trolleys, and NCTD COASTER, SPRINTER, FLEX, and BREEZE services.
Contactless Payments in San Diego
With contactless payment, riders can pay their fare with the direct tap of a debit or credit card or other contactless payment options, such as a smartphone or smartwatch, on fare validators system wide.
This means riders can bypass ticket vending machines and bus fareboxes and pay directly on the fare validator.
“Contactless payment is great for riders on the go,” said Stephen Whitburn, MTS board chair. “It’s fast and simple. Being able to just tap a credit card makes taking transit easier. Contactless payment is a great example of how we are making the transit system a more convenient option for residents to get around town.”
San Diego attracts millions of visitors annually for events like Comic-Con, vacations, sporting events, and conferences, and the contactless payment option is a great fit for these transit riders. It allows riders to skip ticket vending machines, downloading apps, purchasing a fare card, or preloading fares, according to the agencies.
Increasing Efficiency
According to a recent Mastercard Contactless Consumer poll, more than half (51%) of Americans are now using some form of contactless payment.
As contactless payment options continue to grow in popularity, they offer an easy way to pay for transit fares on MTS buses and Trolleys, and NCTD services, in no time — processing payments within 500 milliseconds so that riders can board quickly.
Additionally, fares paid through contactless payment methods are eligible for free transfers during the two-hour period on most modes after the first boarding time.
Each passenger will be required to pay their fare with a unique payment method, as each method can only be used for one rider at a time. Most debit or credit cards, smartphones, and wearables like Apple Watches, Fitbits, and Samsung Watches are equipped with contactless pay options and can be used on system fare validators to pay.
MTS and NCTD partnered with Germany-based INIT for system technology upgrades, Chase Bank for payment processing, and other technology and system developer partners to make contactless payment a reality for San Diego public transit users.
More Technology

From Hardware to Digital Partner: Luminator Charts Its Next Chapter
CEO Magnus Friberg discusses Luminator’s shift toward becoming a digital partner, the growing importance of software and interoperability, and how AI can help agencies improve operations and passenger experience.
Read More →
Beyond the Checklist: A Structured Approach to Transit Maintenance
Reliability-Centered Maintenance helps transit agencies move beyond routine checklists to focus limited resources on the assets and failures that have the greatest impact on safety, reliability, and service.
Read More →
NJ TRANSIT Advances Bus Technology Upgrades Across Statewide Fleet
More than 1,500 buses now feature upgraded technology designed to improve arrival predictions and provide free Wi-Fi, with deployment expected to reach nearly 2,000 buses by the end of 2026.
Read More →Building a Flexible Path to Transit Electrification
John Hroncich discusses BAE Systems’ modular and scalable approach, lessons learned from decades of real-world operations, and how agencies can identify electrification strategies that fit their fleets.
Read More →
Biz Briefs: Alstom Lands Canadian Contract, LYT to Supply California TSP, and More
In METRO's latest installment, we take a look at recent news from Complete Coach Works, Beep, FlixBus, and more partnerships making headlines across the transportation sector.
Read More →
From Legacy Silos to Conversational Intelligence
What if transit leaders could ask any operational question and get a trusted answer in seconds? Conversational AI is transforming how agencies use their data.
Read More →
USDOT Announces Rail Vehicle Replacement Grants, Chattanooga AV Shuttle Funding
More than $191 million in federal funding will help three transit agencies replace aging rail vehicles and support a new autonomous shuttle service in Chattanooga.
Read More →
Bus Tech Talk: Keeping Transit Technicians Ahead of the Technology Curve
LA Metro’s Obed Mejia discusses technician training, evolving maintenance technology, fleet replacement, and strategies for getting the most out of today’s transit fleets.
Read More →
Biz Briefs: RIPTA Unveils New Frontrunners, Clevland RTA Adds New Siemens, and More
In METRO's latest installment, we take a look at recent news from Siemens, Prevost, Dodge, and more partnerships making headlines across the transportation sector.
Read More →
Why Simulating Pedestrian Movement Has Become Essential for Modern Rail Stations
Pedestrian microsimulation is helping rail planners identify bottlenecks, test station designs, and prepare complex transit hubs for growing passenger volumes.
Read More →
